If your home sold for more than you owed, the difference is yours.

When a foreclosure or tax sale leaves money after debts are paid, that extra cash is called surplus funds. We track down and claim these funds for you, and you only pay us if we succeed.

Free to call. No cost unless funds are recovered.

Sale statement Example
Sold at auction for
$212,000
Debts, taxes and costs paid
−$148,500
Surplus available $63,500 Owed to the
former owner
An illustration, not a real case. Amounts differ with every sale.

This money is real, and it’s been set aside for you.

If a property sells for more than the amount owed, the surplus is reserved for the owner by law, even if the property is not retained. We are here to help you claim these funds at your convenience.

Read where the money comes from

From first call to payment

We guide you through our five-step process.

  1. Step 1: Identify Available Funds

    We review public records after a sale and contact you if funds are available.

  2. Step 2: Review Details Together

    Your initial call is free. We review the information on file and answer all your questions.

  3. Step 3: You Decide

    We proceed only with your approval and never rush your decision.

  4. Step 4: We Manage the Paperwork

    We handle all research, forms, filing, and follow-up on your behalf.

  5. Step 5: Receive Your Payment

    We keep you informed throughout the process until you receive your funds.

Zachary Hammond

You’ll work directly with Zachary Hammond.

One person handles your claim, from your first call to your payment.

Read more about Zachary

What you can expect from us

  • No upfront costsWe cover all filing and legal fees, so you assume no financial risk.
  • No recovery, no feeIf we do not recover funds for you, there is no fee.
  • Your details stay safeWe will never request your credit card or bank details.
  • A real person to callWe will keep you updated regularly.

See answers to common questions

See if there is money waiting for you.

Your call is free, with no obligation.

Call (959) 777-8000

Rather write? zachary@hammondrs.com or ask for a call back.

Call Call (959) 777-8000